Add bank account comparison
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@ -49,7 +49,7 @@ global $language, $dir, $locale;
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<p><?php echo _('A very important part of your business will be accounting. Every transaction needs to be recorded as soon as you make them and you will need to keep track of every outgoing and incoming invoice. This is essential not only for your taxes but also to have an overview of your finances at any given moment, to see how profitable your work is. If you do not know your financial status, you are vulnerable to overspending without even knowing it.'); ?></p>
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<p><?php echo _('A very important part of your business will be accounting. Every transaction needs to be recorded as soon as you make them and you will need to keep track of every outgoing and incoming invoice. This is essential not only for your taxes but also to have an overview of your finances at any given moment, to see how profitable your work is. If you do not know your financial status, you are vulnerable to overspending without even knowing it.'); ?></p>
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<h2><?php echo _('Choosing the right bank accounts'); ?></h2>
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<h2><?php echo _('Choosing the right bank accounts'); ?></h2>
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<p><?php printf(_('While it is possible to mix business and personal finances on your bank account, it is highly advisable to have a separate business account, such as <a href="%1$s" target="_blank" rel="noreferrer noopener">Finom</a>, to keep a better overview of your finances and so you don\'t have to share your personal transactions with tax advisors or an auditor. You can freely send money back and forth between your personal and business accounts.'), 'https://app.finom.co/r/CRpzkjE4'); ?></p>
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<p><?php printf(_('While it is possible to mix business and personal finances on your bank account, it is highly advisable to have a separate business account, such as <a href="%1$s" target="_blank" rel="noreferrer noopener">Finom</a>, to keep a better overview of your finances and so you don\'t have to share your personal transactions with tax advisors or an auditor. You can freely send money back and forth between your personal and business accounts.'), 'https://app.finom.co/r/CRpzkjE4'); ?></p>
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<p><?php printf(_('as an employee, taxes are continuously deducted from your income by your employer. But when you are self-employed, you are responsible for tax payments yourself. You should make sure that you save enough money to pay taxes. Each time you pay yourself from your business account, send an amount equivalent to your estimated income tax to a separate savings account. You can use an <a href="%1$s" target="_blank" rel="noreferrer noopener">online income tax calculator</a> to check how much you should keep aside. Given that low and even negative interest rates are the norm, it is best to look for a fixed deposit account, or a bank account with high-interest rates, to keep your savings safe and earn a little with it. I use <a href="%2$s" target="_blank" rel="noreferrer noopener">C24 Bank</a> for this purpose, as they are offering up to 4%% interest rate.'), 'https://allaboutberlin.com/tools/tax-calculator', 'https://s.c24.de/gysE5DLcIE/'); ?></p>
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<p><?php printf(_('As an employee, taxes are continuously deducted from your income by your employer. But when you are self-employed, you are responsible for tax payments yourself. You should make sure that you save enough money to pay taxes. Each time you pay yourself from your business account, send an amount equivalent to your estimated income tax to a separate savings account. You can use an <a href="%1$s" target="_blank" rel="noreferrer noopener">online income tax calculator</a> to check how much you should keep aside. Given that low and even negative interest rates are the norm, it is best to look for a fixed deposit account, or a bank account with high-interest rates, to keep your savings safe and earn a little with it. I use <a href="%2$s" target="_blank" rel="noreferrer noopener">C24 Bank</a> for this purpose, as they are offering up to 4%% interest rate. To find the right account for your, you can <a href="%3$s" target="_blank" rel="noopener noreferrer">compare bank accounts here</a>.'), 'https://allaboutberlin.com/tools/tax-calculator', 'https://s.c24.de/gysE5DLcIE/', 'https://c.24.de/giro/r/47G5cfGDeOF0'); ?></p>
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<h2><?php echo _('Health insurance'); ?></h2>
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<h2><?php echo _('Health insurance'); ?></h2>
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<p><?php printf(_('In Germany, it\'s mandatory to have health insurance. The amount you pay for public health insurance is based on your income. With low income, you have low contributions to public insurance, but if your business is going well and your earnings are high, your health insurance expenses will go up significantly. Thus it makes sense to opt for private insurance instead, as these usually have a fixed pricing based on your age and health. You can <a href="%s" target="_blank" rel="noreferrer noopener">compare insurance on Check24</a> or similar platforms to find one that suits your needs.'), 'https://www.check24.de/private-krankenversicherung/sl/empfehlung/?publicAccessKey=95TX8VxmvTZh'); ?></p>
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<p><?php printf(_('In Germany, it\'s mandatory to have health insurance. The amount you pay for public health insurance is based on your income. With low income, you have low contributions to public insurance, but if your business is going well and your earnings are high, your health insurance expenses will go up significantly. Thus it makes sense to opt for private insurance instead, as these usually have a fixed pricing based on your age and health. You can <a href="%s" target="_blank" rel="noreferrer noopener">compare insurance on Check24</a> or similar platforms to find one that suits your needs.'), 'https://www.check24.de/private-krankenversicherung/sl/empfehlung/?publicAccessKey=95TX8VxmvTZh'); ?></p>
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<h2><?php echo _('E-Mail archiving'); ?></h2>
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<h2><?php echo _('E-Mail archiving'); ?></h2>
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